Sectional title ownership, as governed by the Sectional Titles Act No.95 of 1986, allows individuals to own a specific unit within a larger complex or development, while also sharing ownership of common property such as swimming pools, driveways and entrances. Each unit is allocated a Participation Quota (PQ) , which determines the owner's share of common property expenses and their voting rights within the body corporate.

Valuations for sectional title schemes are conducted for insurance purposes and are based on replacement cost. Activa valuers assess:

• Replacement cost of all buildings and common property items.
• Comparable market sales.
• Insurance value of each unit, calculated using the PQ percentage.